Congratulations, you’re officially a homeowner! Purchasing your first home is a huge milestone, and now the fun truly begins. But along with the excitement comes a new set of responsibilities. The first 90 days in your home are critical: it’s when you set routines, tackle essential tasks, and lay the foundation for a safe, comfortable, and well-maintained home.
Here’s a complete first-time homeowner checklist to help you settle in with confidence.
1. Change & Secure Your Home
The very first step is safety.
- Change the locks on all doors. You never know how many copies of the old keys are floating around.
- Update or install a security system.
- Check smoke and carbon monoxide detectors, replace batteries, and test functionality.
2. Set Up Utilities & Services
Make sure your home is fully functional.
- Confirm electricity, water, gas, and internet are in your name.
- Schedule trash and recycling pickup.
- Update mail forwarding with USPS.
- Set reminders for monthly utility bills.
3. Inspect & Learn Your Home
- Get familiar with your home’s “control center.”
- Find the main water shut-off valve and circuit breaker.
- Test appliances and note warranty/serial numbers.
- Identify areas that may need repair (roof, plumbing, HVAC).
4. Create a Maintenance Schedule
Prevention saves money.
- Change HVAC filters every 1–3 months.
- Clean gutters before rainy season.
- Schedule pest control if needed.
- Create a seasonal maintenance calendar.
5. Meet Your Neighbors & Community
Building connections adds value beyond money.
- Introduce yourself to neighbors.
- Ask about local service providers.
- Join HOA meetings if applicable.
6. Consider Purchasing a Home Warranty
A home warranty isn’t the same as homeowners insurance. Insurance protects you from major events like fire or storms, while a warranty covers the cost of repairing or replacing systems/appliances when they break due to normal use.
Why it’s smart for first-time buyers:
- Budget Protection – Avoid $2,000+ surprise repair bills.
- Peace of Mind – Especially helpful with older systems.
- Convenience – One call connects you with vetted contractors.
Pro Tip: Compare plans carefully. Coverage varies, so review what’s included before you sign.
Your first 90 days are about creating peace of mind. Once you’re secure, set up, and connected, you can truly enjoy homeownership.
Want a printable new homeowner checklist? Reach out, and I’ll send you one to keep on your fridge!
