The offer has been accepted! Time to celebrate—but don’t pop the champagne just yet. The period between signing the contract and closing day is packed with important milestones you need to know about.
The Home Inspection
This is our chance to get a detailed look at the home’s condition. The inspector’s report will guide any further negotiations with the seller. We might ask for specific repairs, a credit at closing, or even a price reduction based on what we find. This step is all about protecting you from unexpected costs down the road.
The Appraisal
Your mortgage lender will order an appraisal to confirm the home’s market value. They want to ensure the loan amount matches the property’s worth. If the appraisal comes in lower than the purchase price, we’ll negotiate with the seller to find a solution.
Underwriting
Behind the scenes, your lender will verify all your financial information and work toward final loan approval. During this time, avoid making any major financial changes — no new debt, no job switches — to keep things moving smoothly.
The Final Walkthrough
A day or two before closing, you get one last look at your future home. We’ll check that any agreed-upon repairs are done and that the property is in the same condition as when you made your offer.
Closing Day
The finish line! You’ll sign what might feel like a mountain of paperwork, but it all leads to one moment: getting the keys to your new home. This is when you officially become a homeowner.
My goal? To make sure you arrive at the closing table feeling educated, confident, and excited. Understanding these final steps will prepare you to cross the finish line with ease.
The journey to homeownership has many steps, but with the right support and knowledge, the final stretch can be smooth and rewarding. Celebrate your progress — your new home is just around the corner!
Want expert guidance through the closing process? Need someone in your corner to answer questions and keep things on track? Reach out anytime — I’m here to help you finish strong and start your new chapter with confidence.
